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BECOMING A HABITAT PARTNER FAMILY & HOMEOWNER Wilson County Habitat for Humanity is a partnership of individuals, businesses, churches, organizations and families of low resources. It is the local affiliate of Habitat for Humanity International (HFHI), a not-for-profit ecumenical Christian housing ministry committed to eliminating substandard housing throughout the world. Wilson County Habitat is financed through private donation and utilizes volunteer labor. Habitat is a helping hand, not a hand out. The only thing given away is opportunity. To keep homes affordable we use as much volunteer labor and discounted or donated materials as possible. A rehabilitated or new unit is then sold at no interest to a family whose annual income does not allow them conventional financing, but who can afford to buy and maintain their own home if the price and terms are right. There are no categorical barriers to obtaining housing through Wilson County Habitat, including race, color, religion, gender, handicap, familial status or national origin. The first step towards qualifying for a home is to call (615) 453-4539 to schedule an appointment or sending an email to
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All orientations are by appointment only. The basic criteria to qualify for a Wilson County Habitat home starts with being a Wilson County resident for one year. In addition, applicants must demonstrate: Need - Inadequate current shelter because of problems with heating, water supply, structure safety, overcrowding, etc.
- Currently residing in Section 8 or public housing
- The percentage of your monthly income that you currently speond on housing is also considered to determine need.
Ability to pay - A documentable dependable household income of at least $1400 a month.
- Income must be between 30% to 50% of median income for Wilson County
- Be able to save at least $1000 for closing costs.
- Acceptable credit and debt to income ratios
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Family Size
| 30% Median
| 50% Median
| | One | $13,600 | $22,700 | | Two | $15,550 | $25,950 | | Three | $17,500 | $29,200 | | Four | $19,450 | $32,450 | | Five | $21,000 | $35,050 | | Six | $22,550 | $37,650 |
Willingness to partner - Willingness to complete 500 plus hours of “sweat equity”; volunteer labor on other homes and eventually your own home.
- Accept home in areas where we build
- Accept the Repurchase Agreement
- Participate in Homebuyer Educational Workshops
Our families are supported through the entire home-buying experience by our staff and volunteers who want nothing but success for our hardworking partner families. We provide counsel in establishing good credit, creating a family budget, maintaining your property, and many other effective homeownership skills.
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Homeownership
